Islami Bank Student Account Details and Opening Process 2026

Asslamualaikum. Welcome to the Online Banking information-related post.

The Islami Bank Student Account provides various facilities free of cost for students. For a student between the ages of 18 and 30, using an Islami Bank account is completely free.

Not only that, Islami Bank provides various other facilities for student accounts. As a student, you can easily open an account in Islami Bank with your student ID.

In this content, you will know the benefits and the opening process of an Islami bank account for students, etc.

You can follow another bank account, like the AB Bank Student Account creation process.

IBBL Student Account

There are different types of Islamic Bank accounts. Among these, the Student Mudaraba Savings Account is for students.

IBBL student account is now the most popular banking system because of its free services and Shariah-based interest.

Students of any school, college, or university can keep their bank account through small savings through the Islami Bank Student Account.

Students can easily manage their expenses through an Islamic bank account as per their requirements.

Also, to save money, you will get help with the Bkash To Bank Balance transfer facilities.

Islami Bank Student Account Facilities

Students are turning to Islamic banks mainly because of the facilities provided by Islami Bank for Student Accounts.

There are many benefits to opening a student account in Islami Bank. Let’s take a look at what facilities are available for the Islami Bank student account as a student.

• Only 100 TK is required to open the account as an initial deposit.
• There is no other charge for the Islami Bank Student Account up to a certain amount of money, but if more than the specified amount of money is transacted, then the government fee has to be paid in that case.
• A free debit card is provided for the student account. No charge will be required to get the card.
• You can withdraw money directly from any Islami Bank booth in the country or abroad. However, you will be charged 15 TK to withdraw money if you use another bank’s booth.
• Online deposit and transfer facilities are available from any branch in any district.
• Through this account, mobile recharging is available anytime from anywhere, and fund transfers can be done anywhere with the iBanking system.
• For any transaction, free SMS services are available; this is completely free of cost.
• The advantage of depositing the money from various scholarships or stipends in this account with all kinds of student benefits.
• This account services are completely free till 30 years of age of the student.

Conditions to Open an IBBL Student Account

There are several terms and conditions for opening a student account in Islami Bank. Any student can open a student account in Islami Bank if they comply with all these conditions. Such as:

• The student must be a citizen of Bangladesh.
• Adult students aged 18 years and above can manage their accounts.
• If the student is below 18 years of age and wants to open an account, then this account should be managed by
• his/her guardian.

Required Documents to Open an Islami Bank Student Account

Before opening an Islami Bank Student Account, you will need several documents, such as:

• A photocopy of the student ID card of the institution where you are studying as a student.
• However, if the institution does not have a student ID, then a certificate from the institution will be required.
• Two copies of passport-size attested color photographs.
• But if he is a minor, that means below 18 years, then two copies of passport-size color photographs of his guardian will be required.
• Photocopy of NID card. If the student does not have an NID card, then a photocopy of the birth registration will be required.
• Also, a photocopy of the NID card of the parent is required if the student is under 18.
• Nominee’s information and NID card.

So, collect the above documents before opening the account.

How to Open an Islami Bank Student Account?

Islami Bank Student accounts can be opened in Islami Bank in two ways.

You can directly go to any branch of Islami Bank and open an account. Another is that you can open an account online. Both these methods are presented below.

IBBL Student Account Opening Guide Through Nearest Branch

If you want to open a student account at Islami Bank by going directly to the branch instead of online, then collect all the documents mentioned above and visit your nearest branch of Islami Bank.

1. The branch will provide you with a form. You have to fill out this form with the required information and submit it to them.
2. Then, they will receive the form and open an account within a few minutes.
3. After that, you have to deposit at least 100 TK first. But you can deposit more than that if you want. This money will remain in your account. You can use it later.
4. Once the bank account is opened, your account will be activated within a few moments.
5. After that, you will be issued a Visa debit card from Islami Bank at the same time. If you want your name printed on this card, you have to request it, and you will get it within 15 days.

Islami Bank Student Account Opening Process Through CellFin App

Now, let’s know how to open an Islami bank student account online. You can open a student account through the CellFin app easily.

Step 1: CellFin Registration

• To open an Islami Bank student account online, first, go to the Play Store or App Store and install the CellFin app.
• After installing, open the app.

• After opening the app, you have to “Register” the app here.
• So, provide your mobile number by clicking on the register button.

• Next, you need to “Set Up a Password” to access this app. Create a “6-digit Password” here.
• Then, submit the register button.
• After that, an OTP will be sent to your phone. So, verify your mobile number by providing this OTP here.

• Then, submit the registration.
• Then you need to upload your NID Card’s both size photos. But keep in mind that the photo’s size should not exceed 100 KB.

• After uploading the NID card’s photos, click on the “Confirm Upload” button.
• On the next page, write your mobile, email, and referring mobile number, which means another phone number here in English.
• After providing, “Go to Next.“
• After that, scan your face by clicking the “Open Camera” option.

• After taking your face’s photo, write some information here, such as your mobile number, email address, and a different mobile number.

• Then your CellFin account will be successfully registered.

Step 2: Account Opening

To open an Islami Bank Student account, log in to this app with your mobile number and password.

• From the homepage, click on the “Open A/C” option below.

• After clicking here, your password will be asked for again.
• Enter your password again and “Submit” it.
• This process shows some options to be selected.
• Select your nearest branch from the “Branch” option.
• Then select the rest of the information carefully, including the profession and source of funds.
• On the next page, you have to select the “Account Type.”
• Select the “Student Mudaraba Savings Account” here, as you want to open a student account.

• Then click on the “Select” button to submit it.
• Now the next step is to fill scanned copy of the “Nominee’s NID Card Photo” and information here.

• Once the information is entered, “Confirm” this step.

• Then, your account will be successfully created.

If any photo exceeds 100 KB, then it will not be supported here.

In that case, you will upload photos with upto 100 KB.

After that, go to the branch you selected and provide those documents. Then they will activate the account mentioned above.

You will get an ATM card and a chequebook if you need them after opening the IBBL student account.

After opening the account, the bank will provide you with a debit card, which is also known as an ATM card, instantly. But to get the cheque, you have to order.

To get a cheque, you have to pay 5 TK for every page of the cheque. If you order a cheque book with 20 pages, you have to pay 100 TK. You can also order a cheque with 10 pages.

IBBL Student Account Transaction Limit

Many students ask the question of what the transaction limit in the Islami Bank student account is. Actually, it is not possible to say exactly how much the transaction limit is.

Because it will depend on your income. So, to know the transaction limit, you must visit the branch to know it.

But the debit card has a transaction limit. You can withdraw upto 50,000 TK daily with visa classic debit card, which is for a student account.

IBBL Customer Support

If you need any help or want to know details about the IBBL Student Account, you can call 16259 (Charges applicable).

Last Words

The Islami Bank Student Account offers a range of benefits and is designed to cater to the financial needs of students.

The account can be opened easily either through a branch or online, and it provides various facilities at no or minimal cost.

To get specific details and address any questions or concerns, it is recommended to contact an Islami Bank branch or visit their website.

You may like to read;

• AB Bank Student Account 2026: Features, Limits & How to Open